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THE FHA IN FLORIDA

FHA loans have been helping Florida residents since 1934

A licensed Florida FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing

Florida First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in Florida with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Florida FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.

Florida FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you're not left to figure out everything completely on your own.

Florida FHA Home Loan

How it works:

√ Determine the type of FHA Government Loan that best fits your needs.

√ Complete an easy 2 minute application form.

√ We will forward your application to one and only one FHA Approved Lender who can best help you based upon:

The type of loan you requested
Your down-payment (if purchase loan)
The location (State) your property is located
Your credit history
The best rate available for your loan

√ An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.

√ Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

√ Review with no obligations your FHA Loan Pre-approval and locked rate.

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.

Florida FHA Lending Limits 2018

Florida Median Home Sale Price Price $195,000

County Name	Single	Duplex	3 Unit	4 Unit
ALACHUA	$275,665	$352,950	$426,625	$530,150
GAINESVILLE, FL

BAKER	$330,050	$422,500	$510,700	$634,700
JACKSONVILLE, FL
BAY	$275,665	$352,950	$426,625	$530,150
PANAMA CITY, FL
BRADFORD	$275,665	$352,950	$426,625	$530,150
NON-METRO
BREVARD	$275,665	$352,950	$426,625	$530,150
PALM BAY-MELBOURNE-TITUSVILLE, FL
BROWARD	$345,000	$441,650	$533,850	$663,450
MIAMI-FORT LAUDERDALE-WEST PALM BEACH,
CALHOUN	$275,665	$352,950	$426,625	$530,150
CHARLOTTE	$275,665	$352,950	$426,625	$530,150
PUNTA GORDA, FL

CITRUS	$275,665	$352,950	$426,625	$530,150
HOMOSASSA SPRINGS, FL

CLAY	$330,050	$422,500	$510,700	$634,700
JACKSONVILLE, FL

COLLIER	$450,800	$577,100	$697,600	$866,950
NAPLES-IMMOKALEE-MARCO ISLAND, FL
COLUMBIA	$275,665	$352,950	$426,625	$530,150
LAKE CITY, FL
DESOTO	$275,665	$352,950	$426,625	$530,150
ARCADIA, FL
DIXIE	$275,665	$352,950	$426,625	$530,150
DUVAL	$330,050	$422,500	$510,700	$634,700
JACKSONVILLE, FL
ESCAMBIA	$275,665	$352,950	$426,625	$530,150
PENSACOLA-FERRY PASS-BRENT, FL
FLAGLER	$275,665	$352,950	$426,625	$530,150
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL

FRANKLIN	$275,665	$352,950	$426,625	$530,150
NON-METRO
GADSDEN	$275,665	$352,950	$426,625	$530,150
TALLAHASSEE, FL
GILCHRIST	$275,665	$352,950	$426,625	$530,150
GAINESVILLE, FL
GLADES	$275,665	$352,950	$426,625	$530,150
GULF	$275,665	$352,950	$426,625	$530,150
PANAMA CITY, FL
HAMILTON	$275,665	$352,950	$426,625	$530,150
HARDEE	$275,665	$352,950	$426,625	$530,150
WAUCHULA, FL

HENDRY	$275,665	$352,950	$426,625	$530,150
CLEWISTON, FL

HERNANDO	$275,665	$352,950	$426,625	$530,150
TAMPA-ST. PETERSBURG-CLEARWATER, FL
HIGHLANDS	$275,665	$352,950	$426,625	$530,150
SEBRING, FL
HILLSBOROUGH	$275,665	$352,950	$426,625	$530,150
TAMPA-ST. PETERSBURG-CLEARWATER, FL
HOLMES	$275,665	$352,950	$426,625	$530,150
INDIAN RIVER	$275,665	$352,950	$426,625	$530,150
SEBASTIAN-VERO BEACH, FL
JACKSON	$275,665	$352,950	$426,625	$530,150

JEFFERSON	$275,665	$352,950	$426,625	$530,150
TALLAHASSEE, FL

LAFAYETTE	$275,665	$352,950	$426,625	$530,150
NON-METRO
LAKE	$277,150	$354,800	$428,850	$532,950
ORLANDO-KISSIMMEE-SANFORD, FL
LEE	$275,665	$352,950	$426,625	$530,150
CAPE CORAL-FORT MYERS, FL
LEON	$275,665	$352,950	$426,625	$530,150
TALLAHASSEE, FL
LEVY	$275,665	$352,950	$426,625	$530,150
LIBERTY	$275,665	$352,950	$426,625	$530,150

MADISON	$275,665	$352,950	$426,625	$530,150

MANATEE	$287,500	$368,050	$444,900	$552,900
NORTH PORT-SARASOTA-BRADENTON, FL
MARION	$275,665	$352,950	$426,625	$530,150
OCALA, FL
MARTIN	$316,250	$404,850	$489,350	$608,150
PORT ST. LUCIE, FL
MIAMI-DADE	$345,000	$441,650	$533,850	$663,450
MIAMI-FORT LAUDERDALE-WEST PALM BEACH,
MONROE	$529,000	$677,200	$818,600	$1,017,300
KEY WEST, FL
NASSAU	$330,050	$422,500	$510,700	$634,700
JACKSONVILLE, FL

OKALOOSA	$341,550	$437,250	$528,500	$656,800
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL

OKEECHOBEE	$275,665	$352,950	$426,625	$530,150
OKEECHOBEE, FL

ORANGE	$277,150	$354,800	$428,850	$532,950
ORLANDO-KISSIMMEE-SANFORD, FL
OSCEOLA	$277,150	$354,800	$428,850	$532,950
ORLANDO-KISSIMMEE-SANFORD, FL
PALM BEACH	$345,000	$441,650	$533,850	$663,450
MIAMI-FORT LAUDERDALE-WEST PALM BEACH,
PASCO	$275,665	$352,950	$426,625	$530,150
TAMPA-ST. PETERSBURG-CLEARWATER, FL
PINELLAS	$275,665	$352,950	$426,625	$530,150
TAMPA-ST. PETERSBURG-CLEARWATER, FL

POLK	$275,665	$352,950	$426,625	$530,150
LAKELAND-WINTER HAVEN, FL

PUTNAM	$275,665	$352,950	$426,625	$530,150
PALATKA, FL

SANTA ROSA	$275,665	$352,950	$426,625	$530,150
PENSACOLA-FERRY PASS-BRENT, FL
SARASOTA	$287,500	$368,050	$444,900	$552,900
NORTH PORT-SARASOTA-BRADENTON, FL
SEMINOLE	$277,150	$354,800	$428,850	$532,950
ORLANDO-KISSIMMEE-SANFORD, FL
ST. JOHNS	$330,050	$422,500	$510,700	$634,700
JACKSONVILLE, FL
ST. LUCIE	$316,250	$404,850	$489,350	$608,150
PORT ST. LUCIE, FL

SUMTER	$287,500	$368,050	$444,900	$552,900
THE VILLAGES, FL

SUWANNEE	$275,665	$352,950	$426,625	$530,150

TAYLOR	$275,665	$352,950	$426,625	$530,150
NON-METRO
UNION	$275,665	$352,950	$426,625	$530,150
VOLUSIA	$275,665	$352,950	$426,625	$530,150
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL
WAKULLA	$275,665	$352,950	$426,625	$530,150
TALLAHASSEE, FL
WALTON	$341,550	$437,250	$528,500	$656,800
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL
WASHINGTON	$275,665	$352,950	$426,625	$530,150

FHA Government Loans Fast .com

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