THE FHA IN Louisiana

FHA loans have been helping Louisiana residents since 1934 

 

A licensed Louisiana FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing


 


Louisiana First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in Louisiana with  help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Louisiana FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.  

Louisiana FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you're not left to figure out everything completely on your own.  

 

Louisiana FHA Home Loan

How it works:

 

√    Determine the type of FHA Government Loan that best fits your needs.

 

√       Complete an easy 2 minute application form.

 

√    We will forward your application to one and only one  FHA Approved Lender who can best help you based upon:

 

  • The type of loan you requested

  • Your down-payment (if purchase loan)

  • The location (State) your property is located

  • Your credit history

  • The best rate available for your loan

 

√    An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you. 

 

√    Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

 

√    Review with no obligations your FHA Loan Pre-approval and locked rate. 

 

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.              

Louisiana FHA Lending Limits 2018

County Name Single Duplex 3 Unit 4 Unit
ACADIA $275,665 $352,950 $426,625 $530,150
   LAFAYETTE, LA
ALLEN $275,665 $352,950 $426,625 $530,150
ASCENSION $275,665 $352,950 $426,625 $530,150
   BATON ROUGE, LA
ASSUMPTION $275,665 $352,950 $426,625 $530,150
   NON-METRO
AVOYELLES $275,665 $352,950 $426,625 $530,150
BEAUREGARD $275,665 $352,950 $426,625 $530,150
   DERIDDER, LA
BIENVILLE $275,665 $352,950 $426,625 $530,150
BOSSIER $275,665 $352,950 $426,625 $530,150
   SHREVEPORT-BOSSIER CITY, LA
CADDO $275,665 $352,950 $426,625 $530,150
   SHREVEPORT-BOSSIER CITY, LA
CALCASIEU $275,665 $352,950 $426,625 $530,150
   LAKE CHARLES, LA
CALDWELL $275,665 $352,950 $426,625 $530,150
   NON-METRO
CAMERON $275,665 $352,950 $426,625 $530,150
   LAKE CHARLES, LA
CATAHOULA $275,665 $352,950 $426,625 $530,150
CLAIBORNE $275,665 $352,950 $426,625 $530,150
CONCORDIA $275,665 $352,950 $426,625 $530,150
   NATCHEZ, MS-LA
DE SOTO $275,665 $352,950 $426,625 $530,150
   SHREVEPORT-BOSSIER CITY, LA
EAST BATON ROUG $275,665 $352,950 $426,625 $530,150
   BATON ROUGE, LA
EAST CARROLL $275,665 $352,950 $426,625 $530,150
EAST FELICIANA $275,665 $352,950 $426,625 $530,150
   BATON ROUGE, LA
EVANGELINE $275,665 $352,950 $426,625 $530,150
FRANKLIN $275,665 $352,950 $426,625 $530,150
GRANT $275,665 $352,950 $426,625 $530,150
   ALEXANDRIA, LA
IBERIA $275,665 $352,950 $426,625 $530,150
   LAFAYETTE, LA
IBERVILLE $275,665 $352,950 $426,625 $530,150
   BATON ROUGE, LA
JACKSON $275,665 $352,950 $426,625 $530,150
JEFFERSON $275,665 $352,950 $426,625 $530,150
   NEW ORLEANS-METAIRIE, LA
JEFFERSON DAVIS $275,665 $352,950 $426,625 $530,150
   NON-METRO
LAFAYETTE $275,665 $352,950 $426,625 $530,150
   LAFAYETTE, LA
LAFOURCHE $275,665 $352,950 $426,625 $530,150
   HOUMA-THIBODAUX, LA
LASALLE $275,665 $352,950 $426,625 $530,150
LINCOLN $275,665 $352,950 $426,625 $530,150
   RUSTON, LA
LIVINGSTON $275,665 $352,950 $426,625 $530,150
   BATON ROUGE, LA
MADISON $275,665 $352,950 $426,625 $530,150
MOREHOUSE $275,665 $352,950 $426,625 $530,150
   BASTROP, LA
NATCHITOCHES $275,665 $352,950 $426,625 $530,150
   NATCHITOCHES, LA
ORLEANS $275,665 $352,950 $426,625 $530,150
   NEW ORLEANS-METAIRIE, LA
OUACHITA $275,665 $352,950 $426,625 $530,150
   MONROE, LA
PLAQUEMINES $275,665 $352,950 $426,625 $530,150
   NEW ORLEANS-METAIRIE, LA
POINTE COUPEE $275,665 $352,950 $426,625 $530,150
   BATON ROUGE, LA
RAPIDES $275,665 $352,950 $426,625 $530,150
   ALEXANDRIA, LA
RED RIVER $275,665 $352,950 $426,625 $530,150
RICHLAND $275,665 $352,950 $426,625 $530,150
   NON-METRO
SABINE $275,665 $352,950 $426,625 $530,150
ST. BERNARD $275,665 $352,950 $426,625 $530,150
   NEW ORLEANS-METAIRIE, LA
ST. CHARLES $275,665 $352,950 $426,625 $530,150
   NEW ORLEANS-METAIRIE, LA
ST. HELENA $275,665 $352,950 $426,625 $530,150
   BATON ROUGE, LA
ST. JAMES $275,665 $352,950 $426,625 $530,150
   NEW ORLEANS-METAIRIE, LA
ST. JOHN THE BA $275,665 $352,950 $426,625 $530,150
   NEW ORLEANS-METAIRIE, LA
ST. LANDRY $275,665 $352,950 $426,625 $530,150
   OPELOUSAS, LA
ST. MARTIN $275,665 $352,950 $426,625 $530,150
   LAFAYETTE, LA
ST. MARY $275,665 $352,950 $426,625 $530,150
   MORGAN CITY, LA
ST. TAMMANY $275,665 $352,950 $426,625 $530,150
   NEW ORLEANS-METAIRIE, LA
TANGIPAHOA $275,665 $352,950 $426,625 $530,150
   HAMMOND, LA
TENSAS $275,665 $352,950 $426,625 $530,150
TERREBONNE $275,665 $352,950 $426,625 $530,150
   HOUMA-THIBODAUX, LA
UNION $275,665 $352,950 $426,625 $530,150
   MONROE, LA
VERMILION $275,665 $352,950 $426,625 $530,150
   LAFAYETTE, LA
VERNON $275,665 $352,950 $426,625 $530,150
   FORT POLK SOUTH, LA
WASHINGTON $275,665 $352,950 $426,625 $530,150
   BOGALUSA, LA
WEBSTER $275,665 $352,950 $426,625 $530,150
   SHREVEPORT-BOSSIER CITY, LA
WEST BATON ROUG $275,665 $352,950 $426,625 $530,150
   BATON ROUGE, LA
WEST CARROLL $275,665 $352,950 $426,625 $530,150
WEST FELICIANA $275,665 $352,950 $426,625 $530,150
   BATON ROUGE, LA
WINN $275,665 $352,950 $426,625 $530,150