We encourage users to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

THE FHA IN OHIO

FHA loans have been helping Ohio residents since 1934

A licensed Ohio FHA Lender can offer you a better loan including:

Low down payments (if any)

24 Hour Pre-Approval

Low closing costs

Easier credit qualifying

48 hour Streamline Refinancing

Ohio First Time Home Buyer Loan

This FHA loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in Ohio with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Ohio FHA Refinance to a Lower Rate

Lowering your monthly mortgage payment is easier than ever as mortgage interest rates continue to set new record lows almost every week for more than two month.

Ohio FHA Debt Consolidation

An FHA Debt Consolidation Loan can change your life, and we can connect you to an FHA Home Lending expert to talk over your financial situation so you're not left to figure out everything completely on your own.

Ohio FHA Home Loan

How it works:

√ Determine the type of FHA Government Loan that best fits your needs.

√ Complete an easy 2 minute application form.

√ We will forward your application to one and only one FHA Approved Lender who can best help you based upon:

The type of loan you requested
Your down-payment (if purchase loan)
The location (State) your property is located
Your credit history
The best rate available for your loan

√ An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you.

√ Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

√ Review with no obligations your FHA Loan Pre-approval and locked rate.

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.

Ohio FHA Lending Limits 2018

Ohio Median Home Sale Price Price $129,500

County Name	Single	Duplex	3 Unit	4 Unit
ADAMS	$275,665	$352,950	$426,625	$530,150

ALLEN	$275,665	$352,950	$426,625	$530,150
LIMA, OH
ASHLAND	$275,665	$352,950	$426,625	$530,150
ASHLAND, OH
ASHTABULA	$275,665	$352,950	$426,625	$530,150
ASHTABULA, OH
ATHENS	$275,665	$352,950	$426,625	$530,150
ATHENS, OH
AUGLAIZE	$275,665	$352,950	$426,625	$530,150
WAPAKONETA, OH
BELMONT	$275,665	$352,950	$426,625	$530,150
WHEELING, WV-OH
BROWN	$275,665	$352,950	$426,625	$530,150
CINCINNATI, OH-KY-IN
BUTLER	$275,665	$352,950	$426,625	$530,150
CINCINNATI, OH-KY-IN
CARROLL	$275,665	$352,950	$426,625	$530,150
CANTON-MASSILLON, OH
CHAMPAIGN	$275,665	$352,950	$426,625	$530,150
URBANA, OH
CLARK	$275,665	$352,950	$426,625	$530,150
SPRINGFIELD, OH
CLERMONT	$275,665	$352,950	$426,625	$530,150
CINCINNATI, OH-KY-IN
CLINTON	$275,665	$352,950	$426,625	$530,150
WILMINGTON, OH
COLUMBIANA	$275,665	$352,950	$426,625	$530,150
SALEM, OH
COSHOCTON	$275,665	$352,950	$426,625	$530,150
COSHOCTON, OH
CRAWFORD	$275,665	$352,950	$426,625	$530,150
BUCYRUS, OH

CUYAHOGA	$275,665	$352,950	$426,625	$530,150
CLEVELAND-ELYRIA, OH

DARKE	$275,665	$352,950	$426,625	$530,150
GREENVILLE, OH
DEFIANCE	$275,665	$352,950	$426,625	$530,150
DEFIANCE, OH
DELAWARE	$326,600	$418,100	$505,400	$628,050
COLUMBUS, OH
ERIE	$275,665	$352,950	$426,625	$530,150
SANDUSKY, OH
FAIRFIELD	$326,600	$418,100	$505,400	$628,050
COLUMBUS, OH
FAYETTE	$275,665	$352,950	$426,625	$530,150
WASHINGTON COURT HOUSE, OH

FRANKLIN	$326,600	$418,100	$505,400	$628,050
COLUMBUS, OH

FULTON	$275,665	$352,950	$426,625	$530,150
TOLEDO, OH

GALLIA	$275,665	$352,950	$426,625	$530,150
POINT PLEASANT, WV-OH
GEAUGA	$275,665	$352,950	$426,625	$530,150
CLEVELAND-ELYRIA, OH
GREENE	$275,665	$352,950	$426,625	$530,150
DAYTON, OH
GUERNSEY	$275,665	$352,950	$426,625	$530,150
CAMBRIDGE, OH
HAMILTON	$275,665	$352,950	$426,625	$530,150
CINCINNATI, OH-KY-IN
HANCOCK	$275,665	$352,950	$426,625	$530,150
FINDLAY, OH

HARDIN	$275,665	$352,950	$426,625	$530,150

HARRISON	$275,665	$352,950	$426,625	$530,150
NON-METRO
HENRY	$275,665	$352,950	$426,625	$530,150
HIGHLAND	$275,665	$352,950	$426,625	$530,150
HOCKING	$326,600	$418,100	$505,400	$628,050
COLUMBUS, OH
HOLMES	$275,665	$352,950	$426,625	$530,150
HURON	$275,665	$352,950	$426,625	$530,150
NORWALK, OH
JACKSON	$275,665	$352,950	$426,625	$530,150
JACKSON, OH

JEFFERSON	$275,665	$352,950	$426,625	$530,150
WEIRTON-STEUBENVILLE, WV-OH

KNOX	$275,665	$352,950	$426,625	$530,150
MOUNT VERNON, OH
LAKE	$275,665	$352,950	$426,625	$530,150
CLEVELAND-ELYRIA, OH
LAWRENCE	$275,665	$352,950	$426,625	$530,150
HUNTINGTON-ASHLAND, WV-KY-OH
LICKING	$326,600	$418,100	$505,400	$628,050
COLUMBUS, OH
LOGAN	$275,665	$352,950	$426,625	$530,150
BELLEFONTAINE, OH

LORAIN	$275,665	$352,950	$426,625	$530,150
CLEVELAND-ELYRIA, OH

LUCAS	$275,665	$352,950	$426,625	$530,150
TOLEDO, OH

MADISON	$326,600	$418,100	$505,400	$628,050
COLUMBUS, OH
MAHONING	$275,665	$352,950	$426,625	$530,150
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA
MARION	$275,665	$352,950	$426,625	$530,150
MARION, OH
MEDINA	$275,665	$352,950	$426,625	$530,150
CLEVELAND-ELYRIA, OH
MEIGS	$275,665	$352,950	$426,625	$530,150
MERCER	$275,665	$352,950	$426,625	$530,150
CELINA, OH

MIAMI	$275,665	$352,950	$426,625	$530,150
DAYTON, OH
MONROE	$275,665	$352,950	$426,625	$530,150
MONTGOMERY	$275,665	$352,950	$426,625	$530,150
DAYTON, OH
MORGAN	$275,665	$352,950	$426,625	$530,150
MORROW	$326,600	$418,100	$505,400	$628,050
COLUMBUS, OH
MUSKINGUM	$275,665	$352,950	$426,625	$530,150
ZANESVILLE, OH
NOBLE	$275,665	$352,950	$426,625	$530,150
OTTAWA	$275,665	$352,950	$426,625	$530,150
PORT CLINTON, OH

PAULDING	$275,665	$352,950	$426,625	$530,150
PERRY	$326,600	$418,100	$505,400	$628,050
COLUMBUS, OH
PICKAWAY	$326,600	$418,100	$505,400	$628,050
COLUMBUS, OH
PIKE	$275,665	$352,950	$426,625	$530,150
PORTAGE	$275,665	$352,950	$426,625	$530,150
AKRON, OH
PREBLE	$275,665	$352,950	$426,625	$530,150
PUTNAM	$275,665	$352,950	$426,625	$530,150
RICHLAND	$275,665	$352,950	$426,625	$530,150
MANSFIELD, OH

ROSS	$275,665	$352,950	$426,625	$530,150
CHILLICOTHE, OH
SANDUSKY	$275,665	$352,950	$426,625	$530,150
FREMONT, OH
SCIOTO	$275,665	$352,950	$426,625	$530,150
PORTSMOUTH, OH
SENECA	$275,665	$352,950	$426,625	$530,150
TIFFIN, OH
SHELBY	$275,665	$352,950	$426,625	$530,150
SIDNEY, OH
STARK	$275,665	$352,950	$426,625	$530,150
CANTON-MASSILLON, OH
SUMMIT	$275,665	$352,950	$426,625	$530,150
AKRON, OH
TRUMBULL	$275,665	$352,950	$426,625	$530,150
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA

TUSCARAWAS	$275,665	$352,950	$426,625	$530,150
NEW PHILADELPHIA-DOVER, OH

UNION	$326,600	$418,100	$505,400	$628,050
COLUMBUS, OH
VAN WERT	$275,665	$352,950	$426,625	$530,150
VAN WERT, OH
VINTON	$275,665	$352,950	$426,625	$530,150
WARREN	$275,665	$352,950	$426,625	$530,150
CINCINNATI, OH-KY-IN
WASHINGTON	$275,665	$352,950	$426,625	$530,150
MARIETTA, OH
WAYNE	$275,665	$352,950	$426,625	$530,150
WOOSTER, OH
WILLIAMS	$275,665	$352,950	$426,625	$530,150
WOOD	$275,665	$352,950	$426,625	$530,150
TOLEDO, OH
WYANDOT	$275,665	$352,950	$426,625	$530,150
NON-METRO

FHA Government Loans Fast .com

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